Main Menu Consumer Council
Table of Credit Card Interest Rates (as at 31 January 2002)
- CHOICE # 304 (18 February 2002)

AEON | AIG | American Express | Asia Commercial Bank | Bank of China | Bank of East Asia | CitiBank | CITIC Ka Wah Bank | Dah Sing Bank | Dao Heng Bank | DBS Kwong On Bank | Diners Club | First Pacific Bank | Fortis Bank | Hang Seng Bank | HSBC | Hong Kong Chinese Bank | IBA | Liu Chong Hing Bank | Manhattan | Mevas Bank | ORIX | Shanghai Commercial Bank | Standard Chartered Bank | Wing Hang Bank | Wing Lung Bank

Card Issuers

Shanghai Commercial

Card Type

Shanghai Commercial Bank credit cards

Cash Advances

Handling fee

% of Amount

3%($30)

Fixed charge

-

Interest rate (per annum)

30% j

First Date of Interest Accrual

A

Retail Purchases

Interest rate (per annum)

30% k

First Date of Interest Accrual

P

Can rollover accounts (not repaid in full) enjoy the interest-free period for new transactions?

No

Late charge

% of Minimum Payment

5% ($30-$100)

Balance Transfer

Interest rate (per annum)

-

Key Notes