Card Issuers

ORIX

Card Type

Classic Cards

Gold Cards

Cash Advances

Handling fee

% of Amount

2.5% ($30) c

Fixed charge

-

Interest rate (per annum)

First 4 months︰15%

Afterwards︰30%

First 4 months︰15%

Afterwards︰24%

First Date of Interest Accrual

A

Retail Purchases

Interest rate (per annum)

First 4 months︰15%

Afterwards︰30%

First 4 months︰15%

Afterwards︰24%

First Date of Interest Accrual

T

Can rollover accounts (not repaid in full) enjoy the interest-free period for new transactions?

No i

Late charge

% of Minimum Payment

5%+$50 (upper limit $200)

Balance Transfer

Interest rate (per annum)

First 4 months︰15%

Afterwards︰30%

First 4 months︰15%

Afterwards︰24%