Table of Credit Card Interest Rates (as at 31 January 2002)
- CHOICE # 304 (18 February 2002)
AEON | AIG | American Express | Asia Commercial Bank | Bank of China | Bank of East Asia | CitiBank | CITIC Ka Wah Bank | Dah Sing Bank | Dao Heng Bank | DBS Kwong On Bank | Diners Club | First Pacific Bank | Fortis Bank | Hang Seng Bank | HSBC | Hong Kong Chinese Bank | IBA | Liu Chong Hing Bank | Manhattan | Mevas Bank | ORIX | Shanghai Commercial Bank | Standard Chartered Bank | Wing Hang Bank | Wing Lung Bank
|
Card Issuers |
Hang Seng |
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|
Card Type |
|
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|
Cash Advances |
Handling fee |
% of Amount |
3% ($20/$40 h) |
|
Fixed charge |
- |
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|
Interest rate (per annum) |
24% |
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|
First Date of Interest Accrual |
A |
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|
Retail Purchases |
Interest rate (per annum) |
24% |
|
|
First Date of Interest Accrual |
T |
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|
Can rollover accounts (not repaid in full) enjoy the interest-free period for new transactions? |
No |
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|
Late charge |
% of Minimum Payment |
5% ($30-$100) |
|
|
Balance Transfer |
Interest rate (per annum) |
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