Table of Credit Card Interest Rates (as at 31 January 2002)
- CHOICE # 304 (18 February 2002)
AEON | AIG | American Express | Asia Commercial Bank | Bank of China | Bank of East Asia | CitiBank | CITIC Ka Wah Bank | Dah Sing Bank | Dao Heng Bank | DBS Kwong On Bank | Diners Club | First Pacific Bank | Fortis Bank | Hang Seng Bank | HSBC | Hong Kong Chinese Bank | IBA | Liu Chong Hing Bank | Manhattan | Mevas Bank | ORIX | Shanghai Commercial Bank | Standard Chartered Bank | Wing Hang Bank | Wing Lung Bank
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Card Issuers |
Dah Sing |
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Card Type |
UFO Credit Card |
Platinum Card |
Other Credit Cards |
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 |
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Cash Advances |
Handling fee |
% of Amount |
3% ($55)
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Fixed charge |
- |
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Interest rate (per annum) |
First 3 months︰8% Afterwards︰Balance >= $60,000︰15.8% Balance < $60,000︰16.8% |
Platinum Advantage︰Prime+2% Others︰24% |
18% |
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First Date of Interest Accrual |
A |
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Retail Purchases |
Interest rate (per annum) |
First 3 months︰8% Afterwards︰Balance >= $60,000︰15.8% Balance < $60,000︰16.8% |
Platinum Advantage︰Prime+2% Others︰24% |
18% |
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First Date of Interest Accrual |
S |
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Can rollover accounts (not repaid in full) enjoy the interest-free period for new transactions? |
No |
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Late charge |
% of Minimum Payment |
5% ($50-$150) |
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Balance Transfer |
Interest rate (per annum) |
First 3 months︰8% Afterwards︰Balance >= $60,000︰15.8% Balance < $60,000︰16.8% |
Platinum Advantage︰Prime+2% Others︰24% |
18% |
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